Wednesday, 14 September 2016


Q. Who is the founder of MMM?
🔨A. Sergei Mavrodi, a Russian mathematician and Computer Programmer.

Q. When was MMM founded and where? 
🔨A. MMM was founded in 1989 as a registered Cooperative society in Russia, but the new MMM in its current form was formed in 2011.

Monday, 12 September 2016

Nigerians ignore SEC’s warning on online financial investment scheme

Director General Securities and Exchange Commission (SEC); Mounir  Gwarzo (left), Director General Federal Radio Corporation of Nigeria (FRCN); Dr. Mansur Liman, and Executive Commissioner Legal and Enforcement, SEC, Sa’adatu Bello

Weeks after the Nigerian Security and Exchange Commission (SEC) warned the general public against falling prey to an online investment scheme tagged, “MMM Federal Republic of Nigeria,” many people remain immovable in their quest for its breadth-taking gains.

Saturday, 10 September 2016




• No central  account(money distribution is between participant)
• You can only get help from the community only when you have provided help
• Its legal and breaks no law
• It’s an international community that has activities in over 100 countries with millions of participant across the globe.
• Participant gets reward of 30% of their donations in 30days
• Members within a country can participate from wherever they are without any distance barrier.


• Dishonesty in some members by uploading fake POP
• No periodic refresher courses for members of the community where they are constantly reminded of the ideology and taught how to use the site effectively
• Lack of internet access due to the challenge of network connectivity in some part of the country
• Some members inability to make use of the internet
• Some guilders has become passive in their responsibilities and careless about their down liners. They are usually not reachable when there are sensitive issues to be resolved.


• A community of mutual aids where participant help one another
• Has incentive bonuses for first timers, referral bonuses and guilder bonuses
• Equal opportunity given to members to be admitted to be trained in the mmm Guilder school 


•Negative feedbacks from those who know nothing about the system
•Stiff opposition from the Federal government and other financial agencies due to fear of losing their client to the mmm community
•The media campaign against the system may result to panic that may cause members to withdraw their monies all at the same time which will lead to system collapse..
•Collapse of the site if not well maintained and upgraded
•Fear of new members taking risks to sign up and provide help due to past financial failures

Saturday, 3 September 2016

SWOT Analysis of MMM Global


Power of Giving
No Boss
Good deeds
Worldwide access by Internet
Financial Freedom 


The WEAKNESS of MMM Global
Modern Technology Problem
Participants are not familiar with their P.O's
No Guarantee
Blocked Account


Real passive Income
Everyone is welcome
Guider's School
Fair Financial System


Hackers Attacks
Scam alerts from outside/panic mode

Presented By STANISLAUS OKWOR - MMM Guider's School Batch 56

Sunday, 28 August 2016

Why I Withdraw the Money I Invested in Mutual Fund

In October 2015, I started investing in one bank product (Mutual Fund). I started with N5, 000. In the following month, November 2015, I invested another N5, 000 - that is N10, 000.

Saturday, 27 August 2016

Beware of these Wrong Philosophies

Whatever will be will not be; you have to make it happen. You have a part to play in what your life will become, so don't leave it to Chance.

Nigeria must produce In Nigeria

CBN monetary policy alone (without Diversification and Import Substitutions) is insufficient to bring about the desired level of economic output growth needed to take Nigeria out of recession and poverty. 

Lesson From Mother and Baby Eagles

When a mother eagle builds her nest, she starts with thorns, broken branches, sharp rocks and other unsuitable items. She lines it with a thick padding of wool, feathers and fur from animals she has killed, making it soft and comfortable for the eggs.

Nigerian Prison - Hell on Earth

Nigerian Prison - Hell on Earth (Stay out of Trouble)

It makes sense to stay out of trouble to avoid Nigerian Prison. Please stay out of trouble.

Wednesday, 24 August 2016

Things I have learnt in Life

I’ve learned-
that you cannot make someone love you. All you can do is be someone who can be loved. The rest is up to them.

Sunday, 21 August 2016


Bukari and his wife don't sit next to each other during Church services.

Even when going to Church services, they go in different vehicles; and when they travel in the same car, it is usually a very quiet and uncomfortable ride.

Bukari sat at his usual spot in the Church service; the fourth line on the far left row. His wife sat on the center row.

The Pastor took to the podium.

"Husbands, stop wasting your time praying" the Pastor began.

The congregants got alarmed. No one expects to hear a pastor saying prayer is a waste of time.

"I am not here to discourage you to pray. I am here to encourage you to pray right.

Husbands, stop wasting your time praying if you are not treating your wife well.

The Word says that when you treat your wife badly, it hinders your prayers. Men, you claim to be prayerful.

You come to church driving your expensive cars, giving your offertory and tithes, active in Church, some of you are Church leaders; but how are you treating your wife?

You may look good to us Church members, but it is your wife and children that know who you truly are" said the Pastor.

Bukari turned to face his wife. She looked at him. Bukari could see her eyes.

Her left eye swollen from the blow he gave her last week when she confronted him about his alcoholism, pornography use and mischievous behavior.

People couldn't tell she had a black eye because of the make up she had on, so well done.

The Pastor continued, "People have perfected the art of cover up. Here in Church, so many are hurting but you wouldn't know.

People come here wearing their nice clothes, shiny smiles, they are active in ministry but hurting a lot in their marriage.

We have become numb and plastic, brushing things under the carpet. But today we shall heal; we shall address those wounds we hide"

The Pastor cleared his throat and continued, "Many of those who are hurting their spouse are using the church to hide.

They think that because they give offertory and tithe, because they make public prayers, because they stand in front to read the Word or because they hold a Church leadership position that they are right with God. God is interested in what you do in your marriage and in your family.

Your first ministry is your home. Stop trying to blackmail God with your service in Church yet you are mean and hurtful towards your spouse"

Many of the members of the congregation got restless and unsettled.

The Pastor continued, "Many of those who are being hurt by their spouse hide their pain and want to project an image that all is well to validate that they are blessed and in control.

Some of you are active in Church to run away from the pain in your marriage"

The congregation was silent. Some straightening their ties, others fidgeting with their Bibles, adjusting their sitting position.

This pastor was preaching truth and it was uncomfortable.

The Pastor continued, "The husbands are not the only ones guilty. Wives, don't you know the Word says when your husband found you he found good and you bring favour?

Then why are you the source of your husband's headache and stress? Have you been so toxic that you have turned your prayerful husband into a prayerless one?

Do you make him regret marrying you because you bring more complications than he had before marrying you?

How you treat your husband can be a stumbling block in his walk with God or an environment that encourages growth.

Many of you married your husband primarily because of his relationship with God, why are you now destroying his relationship with God instead of celebrating and nurturing it?

Why are you being a burden to your husband emotionally, spiritually, socially, sexually and financially instead of being one who brings favour?"

Bukari's wife looked at Bukari. Bukari looked at her, she looked away.

The Pastor paused to drink his glass of water.

The Pastor continued, "When I am thirsty, I drink a glass of water.

When your spouse gets thirsty, will you allow God to use you to bless your spouse?

You've been told many sermons that focus on you as an individual, that God will make you prosper as an individual.

I am here to tell you your blessings are tied to people, you are blessed to be a blessing to others. Our God is not an individualistic God.

Your blessing is tied to your marriage, your family. It's not about you, you, you; it is about Jesus and Jesus is about love.

What good is it to prosper and be successful when you have no love? It is all vanity.

God cares about your family, how you treat your spouse and children"


"Yes, we pray. But what kind of prayers does your spouse pray because of you?

When your spouse prays, is it largely to cry to God because of the hurt you bring?

Is it to plead with God to change you from the monster you've become?

Is it to plead for grace to deal with how difficult you are? Or is to give thanks for you?"


"Are you really prayerful? Do you really value prayer?

Then why is it that many of you find it easy to come to us pastors for us to pray with you as an individual, you find it is easy to pray in public in a Church service or Bible study, but find it so hard to pray with your spouse?

Isn't that telling of what is going on in your marriage? Don't you know that the more you pray with your spouse the stronger your marriage will be?

But how can you find it easy to pray with a spouse you hurt or who hurts you?"

The Pastor paused and looked at the congregation. Eyes staring at him.

"I challenge you. I challenge you to pray with your spouse and to treat your spouse well.

Husbands, you are the head of the home. I challenge you to stand up and go to where your wife is and pray with her as a start of a more prayerful chapter in your marriage.

Don't do it because I asked you to but because you want to. Your choice"

One by one, the husbands present stood up.

Bukari stood up too.

Bukari walked to where his wife was.

The face of Bukari's wife overwhelmed with love, she looked on as her husband walked to her.

She almost stood up but he gave hand gestures at her to stay seated.

Bukari reached where she sat. Their eyes met.

Bukari knelt down. He stared at her then kissed her swollen left eye.

"I am sorry" he said.

"Can I pray with you?" He asked.

She got up from her seat and knelt down too.

There, on the floor as the Church service was still ongoing, husbands prayed with their wives.

Bukari prayed kneeling with his wife.

They prayed for forgiveness, for thanksgiving, for love, for renewal, for peace, for direction; for their marriage.

Marriages were healed.

If You have been blessed by this massage please share. You might just be saving a marriage about to be broken.

May God almighty help us to become a good parents to our child(ren) in Jesus name.

Friday, 19 August 2016

Make One Million Naira in a Day - Fire Your Boss Now

Read with open mind please:

If your boss pays you N30, 000 per month, assuming you decided to save all without touching a kobo, it will take you 36 months to make N1million. (Did I hear you say 3 years?) Absolutely!

On the other hand, if you can convince an organisation like Dangote Group to print and supply 5000 umbrellas to them (to be used as souvenirs) and you make just N200 profit per umbrella, in just one day you must have made N1 million.

Monday, 15 August 2016

36% of Nigeria’s population is at risk from complications due to heart related diseases.

According to a research by Herbalpro, a herbal solution company that focuses on providing prevention and improvements to the most prevalent illnesses and diseases through herbal products, Obesity is on the increase in Nigeria.

Wednesday, 10 August 2016

Laptop for Sale (HP ProBook Intel Corei5)

I desire to sell this Laptop at a give-away price because my Landlady is on my neck.

This machine is good for those that need speed.
HP ProBook Intel COREi5 HDD = 500GB, 8GB RAM, 
HD Webcam, HD Video Conferencing CPU @2.5GHz 

If you need this machine, call Now: N70, 000 (Asking Price) : 08033398769

Thursday, 4 August 2016

Watching the Olympics in Nigeria

The excitement is at its peak for the people of Brazil who have been welcoming athletes, fans and tourists to experience the spirit of the Olympics in Rio.
This year's Olympic organizers are expecting over five billion people from all corners of the world to watch some part of the Rio Olympics during its 17 days course.